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I built Ulik — a minimalist expense tracker for people who don’t want to link their bank

Hey IH fam! I’m Aleksei — indie maker and dad of two from Belarus, now based in Poland.

I recently launched Ulik, an iOS expense tracker I built out of frustration with existing apps.

Most budget apps are either:
❌ Too bloated with features I never use
❌ Force you to connect your bank
❌ Confusing UX or dark patterns

I just wanted something simple:
→ Add income/expenses fast
→ Plan recurring bills
→ Track monthly budget
→ Fully offline, no accounts, no ads

So I built Ulik.

Key features:

  • Full offline mode

  • Multi-currency support with automatic exchange rates

  • Recurring transactions & project-based budgets

  • Built-in calculator for quick input

  • All data stays on your device

🔗 App Store link
🔗 Promo page

Would love your thoughts or feedback — and if you give it a try, I hope it helps you stay on top of your money 💰

posted toAvatar for product Ulik
Ulik
  1. 2

    Hey! I was looking for this kind of app, started to use Actual Budget (Open source), but still open to try ios app. Have tried a few.

    Do you need test user with feedback, for pro plan?

  2. 1

    Hey Alex — founder of Konta here, I took a completely different angle on the same core problem. Instead of minimizing the UI, I removed the app entirely: you text a Telegram or WhatsApp bot "paid 45€ groceries" and it categorizes and saves automatically. No screen to open, no form to fill.

    What I've learned: the friction isn't just app complexity, it's the context-switch moment (pocket → phone → app → navigate). The offline-first approach solves one dimension of this, the messaging approach solves another.

    Genuine question: what's your biggest activation challenge? I'm finding that getting people past "interesting concept" to actually using it daily is where most drop off.

  3. 1

    Love it! Simple and offline. I’ve always been a bit hesitant to keep my financial info on someone else's server. Are you planning to include a way to sync/backup across devices or platforms using a self managed solution like iCloud, Google Drive, etc? Something similar to what Obsidian offers?

  4. 1

    Big fan of the offline-first mindset. Most expense trackers feel bloated or intrusive. Ulik looks like a breath of fresh air!

  5. 1

    The tracker is great. I used to use regular handwritten notes. I think it can make life much easier for many people

  6. 1

    Great idea, I have my own tracker that I use for this, but it requires manual entry and is easiest on PC. Great idea to have an app that tracks income/expenses, budget and recurring bills. One thing I added on mine was the ability to save for goals (e.g. a trip or new car and how long that would take with current savings). Wonder if you've considered adding any unique tools like that?

  7. 1

    Consistency and user feedback are the key. Focus on solving a specific problem, refine based on early responses, and keep improving. Even small iterations can lead to a strong product-market fit over time.

  8. 1

    Hey

    Can't find it on Google play store.

    1. 1

      It's an iOS app mate. There's no mention of it being on Google Play Store.