I built a tool that takes 25% of the money it recovers — and $0 if it recovers nothing
Failed payments quietly kill 5–10% of SaaS MRR. Most founders either ignore it or pay $500+/mo for enterprise dunning tools (Churnkey, Baremetrics Recover) that don't make sense under $50k MRR.
So I built RecoverFlow: connect your Stripe account via OAuth (read-only-ish, 2 minutes, no card), and it classifies every decline, schedules payday-aware retries, and sends dunning emails. Attribution is built in — if a payment comes back on its own, you're never charged for it.
Pricing is the part I'm most curious for feedback on: 25% of what we recover, nothing up front, $29/mo floor after your first 30 days. It only wins when you do.
Happy to answer anything about the decline-classification logic — some of the Stripe decline codes are wild.
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I like that you've aligned pricing with the uncertainty founders feel around failed-payment recovery.
Most early SaaS teams know failed payments matter—they just don't know whether the recovery is worth paying for. Charging based on recovered revenue makes evaluating the product a much simpler decision than asking founders to bet on an upfront subscription.